The Holiday shopping season kicked off with a record-setting 9.8 billion dollar Black Friday. But a recent survey showed a quarter of Americans are still in debt from holiday spending last year. A survey by Wallet Hub shows a 24 percent of us are still trying to payoff lingering credit card debt from 2022. With interest rates approaching 21 percent, it could take up to 40 months to pay off a modest 1,000-dollar holiday shopping spree.